Maintaining your loan on the right track

Maintaining your loan on the right track

We’ve made repaying your loan as easy as possible. No tricky menus, over-complicated choices, or hard hurdles – just straight-forward re re payments direct to your loan. And it below if you need to know any more than that, you’ll find.

How do you make payments?

Whenever your loan is settled, we put up A direct that is monthly Debit. You are able to stay straight right straight back, be sure you’ve set funds that are aside enough protect your instalments every month, and we’ll do the remainder. Your agreed re payments can come right from the account without you being forced to be concerned about a thing.

We also bring your debit/credit card details as being a back-up. These details to catch up on the payment to stop your account falling behind if your Direct Debit fails and you haven’t been in touch to let us know not to, we’ll use. This keeps every thing operating smoothly and prevents your bank account operating into any dilemmas.

It’s important to help keep your account up to date since this can be your agreement that is contractual and help grow your credit history. Stating that, we do comprehend things can occur unexpectedly and also this may well not often be feasible – more on that further down.

Am I able to make additional repayments?

Desire to make additional re re payments, get caught up on a belated repayment, or settle your loan early? Well, you’ve got choices:

  • Phone our 24 hour automatic payment line on 01202 560 996. Less conversational compared to a person that is real friendly the same.
  • Get on your on line account.
  • Text the expressed word‘PAY’ to 07595553371. We’ll give you an Easypay website link to help you make an on-line repayment without signing into the account.

Could I spend by PayPoint?

You could make money payments at any certainly one of over 28,200 shops which have PayPoint available. You’ll find your PayPoint barcode in your web account. Quick reminder – a repayment through PayPoint takes as much as 48 hours to demonstrate on your own account. You’ll need to ensure your payment is created in sufficient time to make sure you don’t miss your re re payment date.

Where am I able to find my re re re payment details?

Any re re payment details we hold for you personally will undoubtedly be noticeable in your online account underneath the ‘Repayments’ tab. You are able to sign in on our internet site or, if you’re a borrower, down load our free App.

May I settle early?

You can easily settle your loan whenever you want, or make additional payments together with the standard monthly instalments. Simply make use of one of many re re payment practices mentioned previously.

To observe how this might impact the interest accruing on the loan, have fast check out our specific guide. We understand interest are definately not straight-forward it can be quite simple so we’ve set out to show that, actually.

And something more thing to incorporate. We don’t use any costs or costs for making overpayments or settling early. No charges, ever.

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How do you alter my re payment date?

To alter your re payment date, log into the account (online or, if you’re a debtor, through the mobile App) and then click in the ‘Repayments’ tab. Then you definitely’ve simply surely got to select the date you prefer. Simple actually.

Prior to going rushing into it however, we do have a few rules you’ll need certainly to think about:

  • You can’t go the date of one’s very first re payment;
  • The date can’t be moved by you in case the account is behind on re payments;
  • Then you’ll need to give us 5 working days notice before your payment is due so that we can tell the bank if you usually pay by Direct Debit;
  • You won’t be able to move your payment date on the day your payment is due if you usually pay by card;
  • You are able to just improve your re re payment date when in a 2 thirty days duration;
  • It is possible to just move your re payment date further away no more than three times per year and 5 times throughout the loan term that is total
  • You can easily just go your re re re payment date further away by no more than 20 times. As an example, if your repayment flow from regarding the third of each and every thirty days, the furthest you can easily move your date to is the 23rd.
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